Calculate Auto Loan Interest Rate

Our auto loan calculator will provide detailed cost estimates for any proposed car loan. The formula for nominal interest rate is. Enter the amount you need to finance your car into the auto loan calculator.

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Free auto loan calculator to determine monthly payment as well as the total cost of an auto loan while accounting for sales tax registration fees trade in value and more.

Calculate auto loan interest rate. Find the monthly payment total cost total interest and more. This calculator will help you calculate how much you can afford in terms of a monthly payment and the price of car you can afford. Also learn more about auto loans experiment with other car related calculators or explore other calculators covering finance math fitness health and many more. Nominal interest rate n 1 r 1 n 1 r effective interest rate.

You can enter the rate you ve qualified for or estimate your rate based on your credit score using the dropdown menu at the top of the calculator. Simply enter the loan amount term and interest rate in the fields below and click calculate to calculate your monthly mortgage auto or any other fixed loan types payment with bankrate s free. Car payment is 441 57 per month. There s no need to search for a calculate button.

Nominal interest rate is the interest rate figure before an adjustment for inflation is taken into account. It can also be described alternatively as the cost to borrow money. Purchasing a new vehicle without going over your monthly budget is very difficult. Auto loan preferred interest rate discount of 0 25 to 0 50 is based on reward tier and valid only for enrolled preferred rewards members or preferred rewards for wealth management clients at the time of auto loan application who obtain a bank of america auto purchase or refinance loan.

To calculate this subtract your down payment and trade in value amounts from your car s sticker price or msrp. For instance an 8 interest rate for borrowing 100 a year will obligate a person to pay 108. Enter the loan term or how long you plan to take to pay off the loan. Interest rate is the amount charged by lenders to borrowers for the use of money expressed as a percentage of the principal or original amount borrowed.

Use our auto loan calculator to determine how much car you can afford.